In Brazil this is offered by insurance companies (it's called home insurance) for a long time.
Besides covering stuff like fires, earthquakes, hurricanes, theft, etc. they give you free home services like the ones you mentioned (hanging pictures, changing lightbulbs) and offer "emergency" services like locksmith, electrician and glazier.
This sounded good until you said "insurance companies". If insurance companies in the US had the opportunity, they're likely to do what they did to health care.
Besides covering stuff like fires, earthquakes, hurricanes, theft, etc. they give you free home services like the ones you mentioned (hanging pictures, changing lightbulbs) and offer "emergency" services like locksmith, electrician and glazier.
It's way cheaper than your 500-1k range.
Here's one of the companies that do this: https://www.itau.com.br/seguros/residencial/