What was the outcome of the lawsuits against the agencies? You don't have to win a suit against an individual. Most of the big payouts have to come from the cities.
I would probably say that both the city and the cop should, independently, be liable. Given the position of authority the city provides, it is ultimately responsible to hire and properly train people who will use that authority well, while the individual is also responsible for their own actions.
If the cop is following procedure, the city and others who set the procedure should be liable. If the cop is breaking procedure, then they should be liable. If there is no clear procedure, then they should both be liable.
Sadly, yes. They're also the populace that voted for that leadership. There are many leaders of major cities that continually push policies that are highly probably to result in legal action due to their conflict with existing law and case law. I don't like it, but its true.
Here are a bunch going the other way. https://policefundingdatabase.org/explore-the-database/settl...
I never said that qualified immunity wasn't an issue, just that there tends to be more protections when use of force is involved than with property.