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We have two kids in the in-state university system which are considered "affordable" relative to private colleges ($35k all in for tuition/room/board/misc per student per academic year vs. $65k-$85k) but are laughably expensive compared to almost any other country in the world.

If we didn't set up 529 plans years ago loans would be our only option to pay for the quarter of a million dollars required for both of them. If they were in private colleges, the combined outlay would be well over half a million dollars.

FWIW we did look at Canadian schools which may be affordable to Canadians, but not to international students ... mid 40s pre-Covid when my oldest was applying.



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