i found it a really sound book. I took away several points, it should change peoples perspective about what money is, or can be. I good credit rating should be a side effect of good financial practices. The modern day idea seems to be that you should pay to borrow as much as you can afford so that you can qualify to pay to borrow even more money down the road. With good financial practices, your credit rating should be fine, or if things are going so well for you that you dont need to borrow institutionally, your credit rating is irrelevant anyway. That said, credit is a good financial instrument if used properly.

The best take away was his definition of wealth.... when your income from your assetts pay for your lifestyle.....simple as that. thats wealthy.