Yes and that's a great analogy because it's possible that your person driving the new sports car did not intentionally get drunk and drive into a crowd of people.
Most people wouldn't call that driver a sociopath who intentionally murdered a crowd of people, they'd say "wow, that person made a couple of really poor decisions and they really messed up and ended up ruining a lot of lives".
You do realize that states recognize ignoring the risk means that person was intentional and they are convicted of murder? Anything can be seen as a poor choice. By your logic Hitler made really poor decisions and ended up ruining a lot of lives.
It's possible for SBF to be both guilty of a variety of crimes and also not an intentionally terrible human.
I don't know if he is or isn't a sociopath who lied to everyone while stealing billions. I just find the "wow, this guy is a monster" outrage interesting as the source DMs here don't really uphold that portrayal.
You could argue there’s no such thing as a “terrible person”, we are all at the mercy of our sensory inputs and the innate properties of our neurons. In order to keep society functional we need to enforce boundaries on human behavior, and in some cases label people as untrustworthy and possibly lock them up to stop them from doing more damage. If “terrible person” is the wrong label, we could pick a different one.
Most people wouldn't call that driver a sociopath who intentionally murdered a crowd of people, they'd say "wow, that person made a couple of really poor decisions and they really messed up and ended up ruining a lot of lives".