Moving to SF/NYC/Boston is really good advice. I moved to San Francisco from Rochester NY after running my own company there for a while. I had NO MONEY left, in fact I was way deep in debt. Surely people thought I was crazy but you know what, I wish I had moved sooner. I waited a year to move out here and I will never get that year of life back. Now, after being here 2 years I've paid off all my debts and have saved up a bit of money!

Don't delay, we have more job openings in the valley than we can find qualified programmers to fill. A full on workers shortage! Don't delay, move out here already, get a job, and be happy!