I disagree with this, you don't necessarily need a whole team of people and massive amounts of cash to do FPGA development and you don't necessarily need expensive tools. For my current company I created a complete FPGA based trading system from scratch on my own with free tools (apart from Vivado which I just used to turn my RTL into an actual design I could put onto the FPGA board). The board I used cost around £2k and the Vivado tools were £4k (athough if I was going to do it again, it appears you can just pay for your usage of Vivado using the cloud (nimbix has machines that have the Vivado suite on them). The cost to the company for this is pretty much my salary + the board costs.