I've had both experiences. I worked full time from my sophomore year until now. I graduated last august and moved back to Canada with my wife. We can't afford anything right now so my dad was nice enough to let us live whit him. Before graduation I was able to pay everything plus the apartment with student loans and my job. Now that the loans need to be payed and my wife can't work for immigration reason language reason she is still in school.

I don't feel bad about it, it's just the only solution at the moment. Loans are getting paid and our car will be paid soon so it's only a matter of time before were on our own again.