AppleCare is honestly a great deal, especially for laptops. M1 Macbook Pros from 2020 are humming along just fine for regular people who see no reason to upgrade.
I just looked up Apple Care. Costs $449 AUD (~$300 USD) for 3 years of coverage on a MacBook Pro.
A quick search shows that it's ~$500-$600 to fix the screen if it does break; I didn't bother looking up the keyboard but I'd assume it's much, much less.
So basically, on the off chance that your MacBook does shit the bed in the most expensive way, you save ~$150 or so? But in the almost-certain case that your Macbook is fine, you're down $450?
>A quick search shows that it's ~$500-$600 to fix the screen if it does break; I didn't bother looking up the keyboard but I'd assume it's much, much less.
_The_ point of that the article you're commenting on, is that a keyboard replacement on a MacBook is very expensive. Why would you make that assumption?
The "most expensive way" to shit the bed is also not the peripherals of the computer dying, it's the logic board giving up the ghost.
I'm a repair tech - hence made some assumptions that the author did not make.
Have done riveted keyboards on non-Mac machines before and would be surprised if an independent shop charged more than about $150 USD for it. It's not that hard to do.
You're right about the logic board being an extremely expensive fix, but it's also significantly less common than something like a keyboard, USB port, speaker or screen.
This is also something extremely Australian-specific, but consumer guarantees would probably cover any logic board damage within the first 1-3 years anyway, regardless of AppleCare warranty.
What if your screen breaks or logic board? Top of the line MacBooks cost ~4-5k. I recently had to service a battery and they replaced a top case and a keyboard free of charge. I will continue paying for AppleCare as long as they will allow me
AppleCare is leaps and bounds better than any other insurance you can buy for mobile or laptops.
For accessories I don’t see the point, those are effectively disposable wear items.
Ironically a large part of deciding to migrate to an iPhone from android was final frustrations with even Google purchased devices under warranty coupled with hardware quality requiring repairs. My wife’s experience with AppleCare won me over.
If nothing else it’s first party insurance. I will never purchase device insurance offered via a third party ever again. Either its first party so I’m dealing with the place I bought it or nothing at all.
Insurance for things you can afford to replace never makes sense anyway. The expected cost of insurance will always exceed the expected cost of replacement in the long run.
Unless for some reason you know you will be breaking your device much more than the average person.
Insurance is for things that are unlikely to ever happen but would financially ruin you if they did.
>Insurance for things you can afford to replace never makes sense anyway. The expected cost of insurance will always exceed the expected cost of replacement in the long run.
"Peace of mind" is not free.
Paying ~ten bucks a month to insure my phone and not have to worry about it getting damaged is worth it to me, even if I could afford to replace it if I broke it; because now I just _don't worry about it_.
The peace of mind I have is that the $1000 for a new phone is sitting in my bank account. If I break my phone, I can get it replaced, and if I don't, I get to keep the money. While buying Apple care is ensuring you lose since you pay for a new phone whether you break it or not.
Why would you worry about it if you can afford to replace it?
If you say you worry about the cost, shouldn't you worry even more about the higher cost of the insurance? Sure, for one item the variance is higher if you are uninsured, but if you have several such items, variance goes down, and you are saving all the more money.
Because even though I can afford to buy/repair a new phone if I break mine; it still _feels_ terrible to have to spend 500+ bucks because I was a dumbass.
I literally toss my phone to my couch or my bed from across the room dozens of times a week without worrying about misjudging the throw (which happens more than I’d like to admit), toss is on the ground at the gym, have no problems taking long baths with it, washing it under the sink if it gets dirty, and do dozens of things I would not do if I had to pay a full price if I ended up actually breaking it.
Having AC+, lets me treat the device with the level of carelessness that is worth the price to me.
Math-wise with how durable recent flagship devices are, you are probably correct that I’d be better off financially to just accept that I will break a phone every couple of years and just eat the cost.
But psychologically, I’m happier paying ~120bucks a year, than $500 in repair fees once in a while.
Yes, the argument is that the entity providing the insurance is surely earning more income that they are paying out since in addition to payouts, they also have overhead costs and must be profitable. Said another way, their customers are paying more than they receive, on average. That's a mathematical and economical certainty.
You are right that it might still feel better to you to pay regularly instead. That's subjective.
Knowing that you will likely end up paying less in the long term if you don't pay the insurance might help getting over that feeling, but that's a personal choice in the end.
It's bordering on insurance fraud and I usually trade-in my devices back to Apple so I don't bother with it; but there's probably at least one case where both you and Apple come out ahead financially.
AC+ includes what they call "Express Replacement Service", where you will send you an entirely new device as part of your claim, and they'll reuse your old one for parts.
If you _just happen_ to accidentally fall with your phone in hand right after the new ones come out, the delta in price between "a scuffed up, used 1-year old phone" and "brand new refurbished device from Apple" is higher than the price of the insurance and incidental damage fees.
>Insurance for things you can afford to replace never makes sense anyway. The expected cost of insurance will always exceed the expected cost of replacement in the long run.
Not sure about Applecare but Lenovo has support packages where if your thinkpad breaks they'll send a technician over to your place to fix it within 24 hours. That's definitely worth it for a work device IMO.
I bought this kind of insurance for my PhD (Dell laptop, same 24 hours technician on site guarantee). Although quite expensive, I don't regret it: my screen and motherboard got replaced about two years in.
AppleCare is only worth it for expensive things with big repair costs; the "repair fee" for AirPods is such a high percentage of the replacement price that it just is not worth it.
I've never worried about AppleCare for my Apple products, until this year when I signed up for AppleCare One. I bought a few new devices, including the Studio Monitor XDR. For the XDR alone it's worth it, since replacing the screen is a multi-$1k repair.
Actually I would have agreed with you 2 years ago. But now working with AI so much, maybe RSS "is" just the thing we need for some of the distrobution.
I'd be happy if AI would disappear, but I quite agree with the prior comment - AI is awful but RSS isn't too terribly useful for many of us either. It depends on the individual of course, some people love using RSS feeds. I don't use them. I find RSS not useful.
RSS is dead because it’s backwards. It requires everyone you want to follow to implement it since that is the best we could do a decade ago.
We can do better than that: an LLM can ingest unstructured data and turn it into a feed. You shouldn’t need someone else to comply with a protocol just to ingest their data.
I don’t get why people keep fantasizing about a system that gave consumers no control. Scrape the website directly. You decide what’s in the feed, not them.
> an LLM can ingest unstructured data and turn it into a feed.
An LLM can try to do that, yes. But LLMs are lossy compression. RSS feeds are accurate, predictable, and follow a pre-defined structure. Using LLMs to ingest data which can easily be turned into an parseable data structure seems strange: use the LLM to do the "next part" of the formula (comprehension, decision making, etc)
I mean that your RSS feed can basically be "Go to https://techcrunch.com/latest/ and use each non-video item as a feed item" or "Go to x.com/some_user and make each tweet a feed item", and the LLM can do a perfect extraction of links from html response blobs.
The only thing you have to do is ensure it can reliably get the response html. Maybe MCP browser + proxy or mirror to seem more human.
I built this for myself. The idea is that each feed is a url + title + a prompt to tell the LLM how to extract the links you want so that it generalizes over all websites.
And each feed item is a canonicalized url + title + a local copy of the content at that url which is an improvement over RSS since so many RSS feeds don't even contain the content.
I imagine a reasonably intelligent coding agent would notice that an RSS feed already exists and use it. Possibly transformed if it's not quite the format you want?
No, but I use RSS instead of checking every single website compulsively, which people generally don't do (I barely know anyone irl who follows a blog, RSS or not).
So it's not a problem with the RSS tech, but with its use case.
> Yeah you're kind of a nerd, using it to read nerd things.
I may be, but my girlfriend isn't and she's using it to follow the government and job postings. But you're moving the goalposts, RSS is getting new attention and it doesn't matter who that attention is from. It's happening, you don't have to use it we don't care but let us have our feeds.
Also if you've ever worked in the podcast space you'd know they all release with RSS, so many people are using it without knowing. Maybe even you?
It's not the IT department's fault, but it makes one wonder if the IT department needs to actually be that large, since customers need to do so much on their own.
Per capita the UK has 2.5x the IT workers in tax collection compared to the US (~25 IT per million vs 65 IT per million). But, those tax collection IT workers help create a system which means UK citizens don't spend hundreds of billions of dollars every year just to file their taxes.
And morality and their conscientiousness (what a word).
If you look at the map of Europe, lay it over with that fiscal discipline and above, there is no mystery how things like income are spread out across the map, it all makes sense. Also a good confirmation that well regulated but proper capitalism is the easiest path for any country to long term prosperity.
The future is now, old man.
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